Mortgage Rates Projected to Rise!

Hi Friends,
Rates have been at an all time low for the past few years - something that has been to the benefit of many.  The "FED" is already making noises about these rates, so as time goes on, we fully expect these historically low rates to begin to diminish.
Take a look at this article I found in my reading today, as it gives great insight as to where our mortgage rates are expected to go.
 
Mortgage Rates Projected to Rise as Tapering Continues
With projected rises in 30 year mortgage rates - now is very likely the best opportunity to still take advantage of these historically low rates! 

Let me know if you have any questions!
~Amy

More Americans Confident about Buying!

Hi Friends,
Wondering if now's the time to be in the market to sell your home?
Take a look at this article I came across in my reading this morning to see how many Americans are looking at potential home purchases.

More Americans Confident about Buying

The Spring buying season is quickly approaching! 
Don't miss out on the opportunity to be in your new home!


~Amy

Buying a Home: Should You Do it Now or Later?

Hi Friends,

I want to share with you this article I came across during my reading today. 

"Last month, the Federal Reserve, in a unanimous vote, decided to further decrease its bond purchasing. The bond purchases were the government’s stimulus package created to keep long term mortgage interest rates artificially low in order to help drive the housing market. Most experts believe that tapering will cause interest rates to increase as we move through the year."

To Continue Reading: Buying a Home: Should You Do it Now or Later?

Preparing to Sell Your House 


Hi Friends, 

I came across this article during my reading and I want to share it with you. If you are thinking about selling your home this article has some great advice to help you get started. Please let me know if you have any questions. 

"Millions of existing homes are sold each year and, while each transaction is different, every owner wants the same thing — the best possible deal with the least amount of hassle and aggravation. 

Home selling has become more complex than it used to be. New seller disclosure statements, longer and more mysterious form agreements, and a range of environmental concerns have all emerged in the past decade. More importantly, the home selling process has changed."

To continue reading: Preparing to Sell Your House

Difference Between a ‘White Lie’ and Lying

Hi Friends,

During my reading I came across this article that I want to share with you.

"Growing up it seemed ‘white lies’ were okay while lying was a sin. As children, we sometimes had difficulty understanding where the line was. As we matured, we realized there most definitely was a difference.

If a husband or wife asks if it is okay to invite their parents over for dinner, the spouse would probably say ‘sure’ even if it wasn’t 100% the truth. That was a ‘white lie’. If a young boy dresses up as a monster on Halloween and asks his father if he looks ‘really scary’, it was okay for his dad to say ‘YES’! That was a ‘white lie’.

In both cases, the person telling the ‘white lie’ was saying what the other person wanted to hear. In both cases, there was no harm in not telling the 100% truth. In both cases, it was a ‘white lie’. However, if we are not telling the 100% truth in order to save someone’s feelings AND IT HURTS THEM, we are lying."

To continue reading: Difference Between a ‘White Lie’ and Lying

Let me know if you have any questions!

The Impact of Increasing Mortgage Rates on Prices

Hi Friends,

I want to share with you this article I came across in my reading. It expands the impact that mortgage rates have on prices. Please let me know if you have any questions!

"Many pundits are warning that there will be a drop in real estate values because mortgage rates are beginning to increase. The logic makes sense.  However, history shows that increasing rates have not negatively impacted home values in the past."

To continue reading: The Impact of Increasing Mortgage Rates on Prices

The #1 Reason You Should Sell Now

Hi Friends,

All indicators are that we, here in the Mid-Willamette Valley, are in a “Stable” market. For the long haul, this is great news. The market is, pretty much what it is.  Waiting for the wild West days of 2005 – 2006 might not be the best strategy. Some of you are waiting for the “good old days!”
 
So because of that, what’s happening in the market is that we have buyers – but we don’t have enough sellers.

Check out the article below to see the “why” of what’s happening.  And, always, if you have questions about your particular situation, don’t hesitate to call me.

"The price of any item (including residential real estate) is determined by ‘supply and demand’. If many people are looking to buy an item and the supply of that item is limited, the price of that item increases" 

To continue reading: The #1 Reason You Should Sell Now

Let me know if you have any questions!