Tuesday, February 10, 2009

DARN THOSE NEW YEARS RESOLUTIONS!


Are you like me, making new resolutions each year, only to find yourself about mid-February having failed again? In light of that, I thought I'd share some easy ones that may help with finances so we can all be in better shape in 2010.


AVOID DEBT. Boy, don't we all wish we'd thought of that one sooner. Try to pay more than the minimum amount on your credit card, even if it's only $1.00. Though it seems small, that $1.00 amount allows you to keep this resolution, adding to your success and building your confidence.


TRACK YOUR SPENDING...do it for just a week. This is like dieting. We all spend more than we are willing to admit to. Writing it down will allow you to know where you can cut back.


SAVE FOR RETIREMENT. If an official deposit is too much, drop a coin in a jar when you empty your pockets daily. Consider it a success, no matter how little or how much you save.


Starting with these simple goals helps all of us head in the right direction. We'll all be ready to build on our small successes in 2010.

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