Down Payments Continue to Decline in Third Quarter

Hi Friends, 

I'm eager to share with you this article I found during my reading today. 

"The average down payment on a 30-year, fixed-rate mortgage loan in the third quarter of this year was 15.73 percent, according to Charlotte, North Carolina-based Lending Tree an online marketplace connecting potential borrowers with lenders.

The third-quarter average is down 2.74 percent from the previous quarter, according to Lending Tree, which suggested in a press release that the drop is due to a slight loosening of standards by lenders across the nation."

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Down Payments Continue to Decline in Third Quarter

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5 Ways to Slash Your Heating Bills


Hi Friends,

Here is an article I came across in my reading. With the winter months quickly approaching I thought you may appreciate the information found in this article.


"Now that temperatures are dropping across the country, its time to think about how you can slash your heating bills for the season. Here are five low-cost and/or no-cost moves to help you save money while staying comfortable at the same time."


To continue reading: 5 Ways to Slash Your Heating Bills

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Mitigation Can Soften Flood Insurance Hikes

Hi Friends!

During my reading today I found this article and thought you may have some interest in it.

"REALTORS® are reporting dramatically rising flood insurance premiums because of recent changes to the National Flood insurance Program. But while some home owners could see big increases in their costs, the changes are likely to be less dramatic for many — and some increases can be reduced by taking steps to mitigate flood risk, federal officials and private-sector experts said at the REALTORS® Conference & Expo."

To continue reading: Mitigation Can Soften Flood Insurance Hikes
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Neighborhood Preferences 

Are Changing 

Hi Friends,

Here is an article I came across in my reading today that I thought you may have some interest in.

"Americans are increasingly showing their desires for walk able neighborhoods that combine a mix of homes and stores. In fact, a new survey shows that the least popular neighborhood is a suburban one with just houses in it.

Sixty percent of Americans surveyed say they favor neighborhoods with a mix of houses and stores and other businesses that are easy to walk to over neighborhoods that require greater driving among home, work, and recreation, according to the National Association of Realtors' 2013 Community Preference Survey of 1,500 Americans."

To Continue Reading:
Neighborhood Preferences Are Changing


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